HOW WE WORK

Our three stage approach enables us to identify your needs and formulate the most effective way of helping you reach your short and long term financial goals.

Before reading on, why not click here to see if you can identify yourself from our typical Client Profiles.

Meeting One - Needs Assessment

We will discuss your current financial circumstances and your short and long term financial objectives.

It could be that an assessment of your current circumstances may be all that you need to reassure you that your personal/business financial planning is on track. In such circumstances only one meeting would be necessary.

Meeting Two - Client Profile

At this meeting, we will complete our comprehensive "Know Your Client" fact find in compliance with the FCA guidelines, and confirm our understanding of your financial objectives.

This will enable us to build a Client Profile for you - click here for a selection of typical Client Profiles to see whether you can identify your circumstances.

We will also explain our fee structure and Terms of Business.

Based on the information provided, during this meeting, we will review your situation and needs in considerable detail before preparing a full report of our conclusions for presentation at our third meeting.

Meeting Three - Report and Recommendations

At our third meeting, we will review your initial financial objectives and check that these have not changed.

We will then present and explain our report and recommendations in detail.

If you are happy with our recommendations we will then proceed with the implementation/administration of the appropriate products (where applicable).

Annual Reviews

Annual (or where appropriate, more regular) meetings to review your financial affairs are recommended.

However, you are free to call on us at any time to discuss your further or current financial requirements. All enquiries are answered as promptly as possible.

Fees

We work on a fee/commission based structure. Please email us for full details.

Free Consultation

You can have a free initial consultation. There's no fee, no catch and no obligation on your part. 

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